US Stock Dividend & Tax Simulator
View your monthly dividend calendar and calculate post-tax payouts, including tax-bracket warnings.
Applied Exchange Rate (KRW/USD):
Register Owned Dividend Stocks
Stock Name/Ticker
Owned Quantity (Shares)
Annual Dividend per Share ($)
Dividend Payment Frequency
Stock Name/Ticker
Owned Quantity (Shares)
Annual Dividend per Share ($)
Dividend Payment Frequency
Estimated Annual Dividend Receipt
Estimated Annual Net Amount After Tax₩ 1,141,763($ 845.75 USD)
Total Annual Dividend Before Tax₩ 1,343,250
US Dividend Income Tax (15%)-₩ 201,488
Financial Income Comprehensive Taxation Safe
As annual financial income is 20 million KRW or less, it is settled with a withholding tax (15.4%) and there is no obligation to report comprehensive income tax.
As annual financial income is 20 million KRW or less, it is settled with a withholding tax (15.4%) and there is no obligation to report comprehensive income tax.
Monthly Dividend Status
Jan
₩75,938
Feb
₩75,938
Mar
₩183,938
Apr
₩75,938
May
₩75,938
Jun
₩183,938
Jul
₩75,938
Aug
₩75,938
Sep
₩183,938
Oct
₩75,938
Nov
₩75,938
Dec
₩183,938
US Stock Dividend Investment and Tax Knowledge
The US stock dividend simulator is a retirement asset calculator that visualizes the actual dollar and won dividend amounts deposited into your bank account annually/monthly by substituting the dividend info of your foreign stock holdings, and simulates the impact of tax payments.
Key Features
- Automatic 12-month dividend calendar construction: Automatically aggregates budgets by expected payout month according to the dividend cycle (monthly, quarterly, semi-annually, annually) of the entered stocks.
- Reflection of US withholding tax (15%) deduction: Shows the actual received amount by excluding the withholding tax (15%) based on US tax law from the pre-tax dividend.
- Financial income comprehensive taxation limit check: Reads and alerts in real-time if the annual dividend income based on a South Korean resident exceeds the comprehensive taxation threshold (20 million KRW).
How to Use
- How are US dividend stock taxes withheld?: When a South Korean investor receives dividends from US stocks, a **15%** dividend income tax is paid first to the US government. Since the brokerage firm automatically collects (withholds) this and deposits the remaining after-tax dollar dividends into your account, you don't need to pay it separately.
- The reason dividend cycles vary (e.g., Mar, Jun, Sep, Dec): Most US companies pay quarterly dividends 4 times a year. The starting month of the quarter varies by company; for example, Apple pays in Feb, May, Aug, and Nov, while the SCHD ETF pays in Mar, Jun, Sep, and Dec. Mixing and matching stocks with different cycles allows you to easily build a 'monthly rent-receiving portfolio'.
- What is Global Taxation on Financial Income?: It is a tax system where if an individual's combined annual interest and dividend income exceeds **20 million KRW**, the excess amount must be aggregated with other income (earned, business, etc.) and reported under the basic income tax rate (6%~45%). Becoming subject to this can increase additional tax burdens, so careful consideration is needed when allocating portfolio weights.